So much emphasis and energy is put into actually getting a decent deal on your car insurance or home insurance that what to do after you’re all signed up is often a mystery. The whole ‘sit and wait for something bad to happen’ theory leaves a little to be desired, but you don’t want to be completely over the top, either.
To be completely honest, if you don’t ever have to file a claim for your car insurance or home insurance, there won’t really be much excitement, which is exactly how you want it to be. Filing claims means that something bad has happened, and no one wants that.
Make a File
Perhaps the easiest thing to do after you get car insurance or home insurance is to make a file of some sort to keep all of the important papers in. it can be a briefcase, a paper folder, plastic folder, zippered folder, or even one of those small fireproof home safes. Whatever you choose to keep the papers in, make sure they are all together and make sure they are safe.
If you are lucky, you won’t have to worry about home insurance or car insurance until it’s time to renew, but if you do it’s nice if everything is together. The mind has a way of completely forgetting where you put things if you don’t have to see them for a while, and if you have some policies or forms in one place and some in another, you might never find them. Keeping an ‘insurance file’ with all of the pertinent information will allow you to put it out of your mind and go on with your daily life.
Follow Your Conditions
Of course, you don’t want to put it completely out of your mind. As with any home insurance and car insurance, there will be rules and conditions you’re supposed to follow to help keep your premiums low. Make sure that you keep following these conditions for the life of your policies, then you’ll always be on the good side of your provider and it will pay dividends when it comes time to renew them.
Give It a Look
If all is quiet with the car insurance and home insurance policies like you want, try to open up the file and read through them every few months. This will remind you of your responsibilities and just keep everything on top of mind so you don’t forget when it’s time to renew or any other important information.
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